Through this webinar you will:

• Identify and quantify the risks on the balance sheet
• Learn how to assess priorities among conflicting financial objectives such as capital, earnings, growth, and service
• Use tools to measure the volatility of income and expenses flowing from the balance sheet
• Learn how to write an ALM policy

Through this webinar you will:

• Use ratios to evaluate the total financial performance of your credit union
• Learn to use shock analysis to assess interest rate risk
• Use fair value information to assess balance risks
• Make capital needs measurements to assess adequacy

Through this webinar you will:

• Understand basic investment terms
• Examine concepts of risk and return
• Identify measures of risk and return, including yield curves
• Establish investment objectives
• Explore the roles, regulations, and key components of a sound investment policy

Through this webinar you will:

• Integrate business planning and budgeting
• Gain a step-by-step approach to budgeting
• Understand the characteristics of an effective budget

Through this webinar you will:

• Identify the challenges involved in implementing cost allocation
• Learn how to break down the individual risk and cost components inherent in loans and deposits
• Use your analysis of the components to effectively price your products
• Identify pricing practices for optimizing the balance sheet mix

You will also get a hands-on experience by walking through the process of allocating a proforma set of financials and learn a step-by-step process on how to:

• Analyze an organization chart
• Allocate the general ledger to cost centers
• Allocate the cost centers to the profit centers
• Determine how to allocate the product centers to the products