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 2009 Archived Webinar

Business Lending: What Loan Committees Should Know About Credit Analysis

This webinar was offered live on
February 9, 2009

Access this archived webinar
please read Archive Webinar Overview below before accessing

Access available February 9–August 9, 2009
Tuition: $219 for the archive webinar (live webinar not included)
CUNA Council members receive a $50 discount.

ABOUT THIS ARCHIVE WEBINAR
Gain the analytical skills you need to objectively analyze member business lending (MBL) requests and to guide you in the decision-making process. This program will provide you with the knowledge you need to critically review MBL requests and make sound lending decisions.

This webinar will consist of an overview of the basic tools that lenders use in the credit analysis process. Working with actual loan requests, attendees will address the following topics:

  • The three Cs of Credit: Cash, cash, and cash
  • Key ratios that identify liquidity and leverage
  • The validity of projected financial statements
  • Personal financial statements and what they really tell us
  • Member business needs and their relationship to business success
  • Identifying the two major reasons that cause business failure
  • The elements of an effective loan presentation


After attending this program, participants will be able to:

  • Quickly test a business' ability to repay a requested loan
  • Identify key areas in projected financial statements
  • Analyze personal financial statements
  • Ask the correct questions in order to determine a business' chance of success
  • Conduct a five minute review of a loan presentation


With this webinar you will receive more advanced training than with CUNA's other programs for MBL decision makers. Explore topics with more detail and receive a comprehensive examination of credit issues.

This program will require participants to conduct some basic calculations that are part of the credit analysis process. For that reason, all attendees should have calculators.

WHO SHOULD ATTEND
This program will provide loan committee members with the knowledge they need to critically review MBL requests and make sound lending decisions.

Affiliation with CUNA/League is required for attendance.

For more program content information, call 800-356-9655, ext. 4249 or e-mail training@cuna.coop. For registration questions, call 800-356-9655, ext.4400 or e-mail reginfo@cuna.coop.

INSTRUCTORS
Dana Sumner
Dana has more than 20 years experience as a commercial lender, working for some of the largest financial institutions in the country. In 2002, Dana and Vin DiCara started Development Finance Training and Consulting Inc. to offer commercial loan training nationally. He has trained thousands of lenders across the country in the areas of portfolio management, credit analysis, loan underwriting, problem loan resolution, documentation, financial analysis, and entrepreneurial assistance. Dana has provided programs for the Credit Union National Association, Small Business Administration, National Association of Development Organizations, Rural Development, USDA., New England College of Finance, and numerous financial institutions.


ARCHIVE WEBINAR OVERVIEW
Archived CUNA Webinars enable staff to pick up new skills and keep up with daily responsibilities. Viewing a archived webinar will enable you to see and hear a presentation, questions of the instructor, and refer to handouts. You need only a computer with an Internet connection and speakers. If you have a computer projection screen, it's easy to provide this training to a whole roomful of staff!

Use our 90- to 120-minute archived webinars as part of a full day of training by gaining knowledge and ideas at the webinar, then spend some time discussing how the new information applies to your credit union.

A single session archived webinar will be made available usually within 48 hours of the live event and a two session archived webinar will be made available within 48 hours of the conclusion of the second session. By registering for this archived webinar, you will receive unlimited access until the end date listed above. No access to this archived webinar is provided after the end date listed above.

FREE PUBLICATIONS
Try one of these publications free when you register for this program!

  • Credit Union Magazine (6 months free!)
  • Directors Newsletter (6 months free!)

Find out more about these publications


CANCELLATIONS
The last day for cancellations was February 8, 2009. Substitutions are accepted anytime prior to February 9, 2009 at no additional cost. Simply fax event and contact information, listing the new participant and who they will be replacing.


100% Guarantee
CUNA Center for Professional Development is committed to providing a quality learning experience with cutting-edge topics and expert instructors. If for some reason you are not fully satisfied, contact us and we’ll provide you a full tuition refund or credit.

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