Woody is a Credit Union Compliance Expert (CUCE), Bank Secrecy Act Compliance Specialist (BSACS), and is the national compliance manager for Addison Avenue Federal Credit Union (formerly HP Employees FCU) in Palo Alto, California. Addison Avenue FCU serves employees of Hewlett Packard, Agilent Technologies, Philips Electronics, and several other related employers in the United States and Puerto Rico. Prior to accepting his current job, Woody spent 17 years at HP Rocky Mountain Federal Credit Union in Loveland, Colorado which eventually merged with the other HP credit unions to form Addison Avenue FCU. He spent three years as an agent for CUNA Mutual in northern Colorado prior to starting his management career with credit unions. Woody has been involved in credit union management, operations, marketing, and compliance issues for more than 30 years. He is a graduate of Western CUNA Management School in Pomona, California. He is a 1980's graduate of CUNA's Regulatory Compliance School and attends annual update sessions to stay current. Woody has lectured to many groups about bankruptcy, the Americans with Disabilities Act, financial counseling, home banking, and risk-based lending. Woody is a charter member of the National Credit Union Institute and earned the Dean's List with Highest Honors designation.

Cameron has been a part of many teams, with more than 30 years of experience in organized crime and criminal prosecutions. He has worked on the Joint Legislative Task Force on Organized Crime in Arizona, the Maricopa County Attorney's Office's Organized Crime and Racketeering Unit, the Arizona Attorney General's Office's Organized Crime Project, and the Senate Iran-Contra Committee in Washington D.C, of which he was associate counsel. Since 1987 Cameron has been the chief of the financial remedies section, where he concentrates on protecting legitimate commerce from the effects of financial fraud and money laundering.

Lorraine is the chief of compliance outreach at the Office of Foreign Assets Control at the U.S. Department of the Treasury. A CPA by trade, her primary responsibilities are to ensure that U.S. companies and individuals comply with U.S. economic sanctions imposed against foreign governments and groups of individuals, including terrorists and narcotics traffickers. She has been with OFAC since 1990, before which she was a revenue agent with the Internal Revenue Service, auditing primarily corporate tax returns. During her tenure at the IRS, she was active in the revenue agent training program and ran workshops on small-business taxation for the Small Business Administration.

Valerie is director of Compliance Information for CUNA Regulatory Affairs in the Washington, DC office. Valerie works closely with CUNA's Publications and Web Services Departments to deliver useful and accurate compliance information in a user-friendly format to CUNA's members. She is the editor of both Credit Union Magazine's Compliance Matters and CUNA's e-Guide to Federal Laws and Regulations. Although these are her major responsibilities, Valerie also helps support CUNA's compliance certification program RegTraC, monitors CUNA's compliance e-mail list "COBWEB," and answers compliance questions via telephone and e-mail. Before joining CUNA in 1997, Valerie was a regulatory specialist with the Michigan Credit Union League.

Deborah has been CEO of Incol Credit Union since May 1994. Deborah started her credit union career in 1974 when she performed supervisory committee audits for area credit unions. From 1978 to 1981 Deborah was CEO of White Haven Center Employees Federal Credit Union as well as Retreat Employees FCU. Prior to becoming CEO, Deborah was assistant manager of Incol Credit Union for three years. Deborah has served on the membership committee of NASCUS and currently serves as a member of the NASCUS education committee. Since 1999 Deborah has served as the Pennsylvania state liaison for NASCUS. She is also a director on the board of the Wyoming Valley Chapter of Credit Unions.

Deborah keeps current with regulatory and compliance issues affecting her credit union through seminars, webinars, and conferences offered by PCUA, NASCUS, CUNA, and various other credit union affiliates.

Laura is the senior vice president of corporate relations at CO-OP Shared Branching, where her responsibilities include customer and vendor relations as well as overseeing operations of the network and organization. Laura was formerly vice president of corporate relations for Credit Union Service Corporation, which combined with CO-OP in 2007. She joined CUSC in January 1998 subsequent to her employment as an executive in the marketing area for Gwinnett Federal Credit Union in Georgia. As director of marketing, she was responsible for the development and implementation of the marketing plans for the credit union.

Charles is an emeritus professor in the Department of Counseling Psychology at the University of Wisconsin-Madison. He is widely published and is the co-author of 15 books including Dynamic Counseling, A Practical Guide to Interviewing, and Restoring Harmony: Conflict Management in School Settings. In addition, Chuck is regularly engaged as a consultant to community, business, and educational institutions. He has conducted over 300 seminars and workshops nationally and internationally on financial and school counseling, communications, problem-solving, conflict-resolution, training, and team building.

David Reed, founder of CU Doctor, has nearly two decades of collections and bankruptcy experience representing both debtors and creditors. He is a former bankruptcy attorney, vice president, and general counsel for a large credit union.

Nichole is federal compliance counsel for CUNA in the Washington, D.C. In this position, Nichole is responsible for maintaining CUNA's e-Guide to Federal Laws and Regulations and responding to credit union compliance inquiries. She is responsible for editing and contributing to CUNA's monthly Compliance Challenge, the online compliance newsletter presented in a question-and-answer format. Nichole has more than 10 years of financial services experience (including three years with Navy Federal Credit Union) in areas such as asset management, bankcard and retail banking. Prior to joining CUNA in 2005, she was a corporate compliance officer/AVP with Bank of America Private Bank.

Meryl has been the chief of the New York State Attorney General's Money Laundering Investigations Unit and the New York State Crime Proceeds Strike Force since 2004.

One of her recent investigations focused on a fraud ring whose crimes included identity theft, money laundering, bank fraud, and wire fraud. Twenty members of the ring have been indicted and losses from the ring's criminal activities currently total more than $25 million. She is actively involved in educating and training financial institutions in how to better protect their institutions from financial fraud.

Since 2008, Shannon has been a supervisory special agent with the Internal Revenue Service Criminal Investigation. She supervises special agents investigating violations of the Internal Revenue Code, Bank Secrecy Act, Money Laundering Control Act, and related financial crimes.

From 2004 to 2008, Shannon was a special agent senior analyst assigned to the Financial Crimes section in IRS-CI Headquarters. She has been a special agent with IRS Criminal Investigation since 1985. She has held a variety of collateral duties including suspicious activity report review team coordinator, undercover agent, and asset forfeiture coordinator. She has taught financial investigative techniques courses to federal, state, and local agents throughout the country.

Eileen is the Product Manager for Southwest Corporate Federal Credit Union. She has extensive experience in ACH and has worked with cards, checks and check-related services. She held product positions in predecessors to Bank of America and Wells Fargo, at Bank One and J P Morgan Chase. She also served as Marketing Director of the Southwestern ACH Association.

Her entrée to the world of credit unions was with the Texas Credit Union League where, as Director of EFT, she first became acquainted with electronic payments.

Eileen has a BBA in Marketing from Southern Methodist University and an MBA in Management from the University of Dallas. She is an Accredited ACH Professional (AAP) and a Certified Treasury Professional (CTP).