SEMINAR OVERVIEW

Through this seminar you will have a better grasp on financial counseling and it's process.

This seminar is part of the CUNA Certified Financial Counselor School: Part I.

LOCATION
TRADEWINDS ISLAND GRAND RESORT
5500 Gulf Blvd
St Pete Beach, FL 33706-2323
Phone: (727) 367-6461
Reservations: (800) 808-9833
Fax: (727) 363-2275
Room rates: $209 per night for single/double occupancy^*

INSTRUCTORS
Kathryn Greiner, AFC
Director of Credit Education, University of Michigan Credit Union
Kathryn has been helping people improve their budgeting skills since 1976, and has been called the "budget guru" by the Ann Arbor Observer. Through the University of Michigan Credit Union, Kathryn provides budget counseling as a free service to UMCU members.

Trained and certified as a credit counselor, Kathryn developed a credit education program to teach consumers the skills needed to establish workable budgets, avoid bankruptcy, and improve creditworthiness. In private counseling sessions, she teaches how to control spending, reduce debt, begin to save and still enjoy life! With her unique blend of compassion, realism, and humor she helps them find sensible, workable answers to their financial problems.

Kathryn hosted a call-in radio talk show called "Credit Line" on WAAM radio for two years, has produced four credit education videos and her articles have been published in several credit union newsletters. Kathryn is the editor of ON MY OWN, a newsletter on the wise use of credit by and for high school students.

WHO SHOULD ATTEND
This seminar is beneficial for credit union staff who work in financial counseling, collections, or lending, as well as other staff who are committed to helping members gain control of their financial future.

CANCELLATIONS
Cancellations received in writing (via fax 608-231-4327) before the end of business on November 29, 2009 are eligible for a refund of the amount paid minus a $50 administrative fee. No refunds will be granted for cancellation requests received after November 29, 2009. Substitutions are accepted anytime prior to the start of the program at no additional cost. Simply fax event and contact information, listing the new participant and who they will be replacing. Cancellation fees do not apply for free or complimentary programs.

AIRLINE INFORMATION
United Airlines is the "Official Airline" for the programs. To make reservations, visit www.united.com or call United's Specialized Meetings Reservation Center at (800) 521-4041. Please reference ID# 553SF.