Lawrence is chief economist and senior vice president at the National Association of Realtors. He writes regular columns on real estate market trends, creates NAR's forecasts, and participates in many economic forecasting panels, including Blue Chip and the Harvard University Industrial Economist Council. He regularly appears on CNBC, BBC, and Bloomberg TV and is a frequent speaker at real estate conferences throughout the United States. USA Today recently listed him among the top 10 economic forecasters in the country.

Dr. Yun has been with NAR since 2000. Prior to that, he worked as an economic consultant to the U.S. Department of Veterans Affairs and the U.S. Department of Education. While a research associate at the University of Maryland for three years, Yun developed the graduate economics curriculum for and taught free market economics in the former Soviet Union as that country transitioned from communism to a free-market system.

Donald is director of the economic forecasting center at Georgia State University and is a nationally known economist and one of the leading econometric forecasters in the U.S. The New York Times recently wrote "Over the past decade, Dr. Ratajczak has propelled himself and Georgia State to national prominence by becoming the best forecaster of the Consumer Price Index."

Steve is a senior economist for Credit Union National Association. He conducts economic research, teaches at various credit union schools and conferences, and writes articles for CUNA publications. Steve facilitates strategic planning sessions for credit union boards and has authored a textbook on asset-liability management. Steve is also a faculty member of the economics department at the University of Wisconsin-Madison.

Bill is senior vice president of the research and policy analysis department and chief economist for Credit Union National Association. He joined the department as an economist in 1978, was promoted to vice president in 1985, then appointed to senior vice president in 1992. He also writes economic analysis columns for several credit union publications.

Mike is vice president of economics and statistics for Credit Union National Association. He conducts economic and financial research and provides support for CUNA Governmental Affairs and Public Relations efforts. His analyses regularly appear in publications such as CUNA's Credit Union Magazine and CU360 Newsletter. Mike has 20 years of experience in the financial services industry. Before joining CUNA in 1992, he was the director of research for Financial Research Corporation, where he conducted economic analyses, competitor evaluations, and product-line planning for mutual fund companies.

Paul is the president of Scenario Economics LLC, an independent economic research and forecasting company specializing in the analysis of ever-changing economic landscape and its potential impact on the business environment. Paul retired in 2008 from Chrysler LLC where he had worked for nearly 25 years, having been promoted through Management Information Systems and Corporate Financial Analysis to the position of corporate economist. Paul worked in Chrysler's Corporate Economist's office for more than 17 years where his responsibilities included tracking the economy and forecasting its impact on North American auto sales. Paul is the current president of the Detroit Association of Business Economists, a member of the National Association of Business Economists, and the Society of Automotive Analysts, and has served as an adjunct faculty member at Oakland University in the School of Business Administration.