David Reed, founder of CU Doctor, has nearly two decades of collections and bankruptcy experience representing both debtors and creditors. He is a former bankruptcy attorney, vice president, and general counsel for a large credit union.

Steve is a senior economist for Credit Union National Association. He conducts economic research, teaches at various credit union schools and conferences, and writes articles for CUNA publications. Steve facilitates strategic planning sessions for credit union boards and has authored a textbook on asset-liability management. Steve is also a faculty member of the economics department at the University of Wisconsin-Madison.

Torpey is the Director of the Amper, Politziner, & Mattia, LLP, regional accounting/consulting firm. As the Director of the firm's Risk Advisory Practice, Torpey provides consulting advice and attest services to smaller public, middle market, and not-for-profit organizations.