POWER BREAKS

Sessions Breakouts

Brain power! America’s Credit Union Conference & Expo offers challenging and thoughtprovoking educational options targeting top issues facing credit unions. We’ll help you work through challenges related to credit union growth and your professional success.

"Approaching the act of leadership as you’d approach an extreme sport. Learn to love the fear and exhilaration that naturally comes with the territory.
-Steve Farber, The Radical Leap

MONDAY, JUNE 30, 3:00-4:15 p.m.

1. In Debt We Trust: Subprime Lending Crisis, Double Financial Bubble, and U.S. Consumer-Led Recession
Robert Manning
Research Professor & Director, Rochester Institute of Technology

This presentation reviews the impact of “easy credit,” changing patterns and debt levels of American households, the rapid growth of the “near bankrupt” (employed households with soaring debt burdens), and the subprime mortgage debacle.

2. Partnering with Zopa: A Look at Social Finance's Fit with Credit Unions
Scott Pitts
Managing Director, Zopa
Brooke Van Vleet
Executive Vice President, Chief Administrative Officer, First Tech Credit Union
Stu Fisher
Senior Vice President, Business Development & Retail Sales, Addison Avenue FCU

Online social finance platforms are a fast growing phenomenon that could become a trend for the credit union industry. While some lending platforms go around financial institutions, Zopa is creating opportunities for credit unions to become part of the growing phenomenon. Learn about social finance lending and how it works. Discover how Zopa's current credit union partners benefit from the program.

3. Do You Think Your Credit Union is Safe?
Kevin Prince
Chief Security Officer, Perimeter eSecurity

Protecting your credit union’s network infrastructure is critical, but how do you know if your network is secure? Now more than ever, a layered approach to security is needed to guard against external and internal threats.

4. Mergers: The Nationwide Experience and Future Implications
Paula Edwards-Noice
Former CEO of Nationwide FCU

What do you do when your sponsor decides to charter a bank? Join us in this session to hear one credit union leader’s heartfelt story of charting a new strategic direction and going through a merger.

5. Due Diligence for Third Party Providers
Mary Dunn
SVP & Deputy General Council, Credit Union National Association

You’ve done the outsourcing, but how are you keeping an eye on that vendor? Or is it out of sight, out of mind once the contract is signed? The vendor may take responsibility for some things, but it’s still your job to keep watch.

TUESDAY, JULY 1, 1:00-2:15 p.m.

1. Election 2008 and the Impact on Credit Unions
Richard Gose
Senior Vice President of Political Affairs
John Magill
Vice President of Legislative Affairs, Credit Union National Association

Issues such as the subprime mortgage crisis, rising unemployment rates, and increased consumer debt have made the economy a top concern for Americans. Candidates for both parties have been forced to define their plans for improving the economic outlook. Discover what the results of the 2008 election may mean for credit unions.

2. Board Oversight: Best Practices in CEO Evaluation, Compensation, and Succession Planning
Mike Dougal
Principal Consultant, HR Value Group

Effective board oversight often treads the fine line between interference and neglect. Savvy directors know that industry knowledge, preparation, and effective communication help them fulfill their board responsibilities. Considering that nearly 60% of credit union CEOs will retire in the next ten years, now is the time to formalize your CEO evaluation process, ensure your executive pay plan is competitive, and prepare a CEO succession plan.

3. The A to Z of Bank Secrecy Act/Anti-Money Laundering Technology
Jamie King
President, Verafin

Discover the role of technology in complying with the Bank Secrecy Act and review best practices for evaluating and implementing an automated anti-money laundering solution.

4. Building Credit Union 2.0 with Innovation and Young Talent
George Hofheimer
Chief Research Officer, Filene Research Institute
Nan Morrow
VP Corporate Development, Centra Credit Union
Christopher Danvers
Project Manager, Delta Community Credit Union

Learn about new Filene Research Institute projects aimed at creating credit union version 2.0. Filene’s i3 is a work group of 40 credit union senior executives tasked with developing innovative ideas for the future of credit unions. The “30 under 30” group is a problem-solving team of young credit union professionals who develop strategies to make credit unions more relevant to young adults.

5. Successful Credit Union Growth Strategies
Rudy Hanley
President and CEO of Orange County Teachers Federal Credit Union

Sustainable and profitable growth is an important issue facing credit unions across the country. Current growth rates for credit unions are barely tracking above the 1% increase in population. Learn how your peers have been successfully incorporating credit union philosophy in their strategic plans AND growing their credit unions in today’s competitive market.

6. System Outreach: The REAL Deal
Panelists to be announced

Outreach is a buzzword among credit unions, in state capitals, and in Washington. Credit union leaders agree that now is the time to initiate and/or expand credit union and league outreach efforts. This panel discussion highlights a framework for outreach, the "REAL Deal," and showcases credit union successes as well as Real Solutions ™ initiatives.

WEDNESDAY, JULY 2, 8:30-9:45 a.m.

1. Rethinking Fraud Protection
Ann Davidson
Risk Manager, Credit Union Protection & Risk Management, CUNA Mutual Group

With access to the latest technology, organized crime rings are now working across all payment channels to commit fraud. Learn how to use a holistic approach to more effectively manage payments and fraud risk.

2. Bridges to the Underserved: Credit Union Partnerships
Clifford Rosenthal
Executive Director, National Federation of Community Development Credit Unions

How can credit unions work together to meet the needs of the underserved? Learn how Patelco Credit Union joined forces with two community development credit unions, Mission Area Credit Union and Northeast Community Credit Union, to serve the growing needs of Hispanic and Asian members.

3. The Dog Poop Initiative
Kirk Weisler
Chief Morale Officer, Author

Join us in this entertaining and insightful session retelling a true story of scoopers and poopers. Learn about those who score real goals, and those who score zeroes. This session will inspire you to take real ownership, be more resourceful, and exercise your inherent leadership skills.

4. The Mind of Low to Moderate Income Savers
Nick Maynard
Director of Innovation & New Product Development, D2D Fund
Maya Bourdeau
Managing Director, Olson Zaltman Associates

New research tools are emerging that can help you better understand consumer preferences. Filene Research Institute recently partnered with Doorway to Dreams Fund (D2D) to test one such methodology, called ZMET, a cutting edge marketing tool created by Harvard Business School Professor Jerry Zaltman. It incorporates advanced qualitative and quantitative marketing techniques that leverage the latest in neuroscience, psychology, and biometrics.

5. Credit Union Issues: An Environmental Scan of the Industry
Steve Rogers
Editorial Director- Research Department, Credit Union National Association

When it comes to strategic planning, you have plenty of complex decisions to make that will affect your credit union’s future. For more than 25 years, the E-Scan Report has been an essential strategic planning tool for credit union boards and senior management teams. Discover essential insights on future trends for credit unions.