This course is part of Consumer Lending Regulations Module 3 of the RegTraC Level 1 compliance certification program. Take it on its own to learn more about the Fair Credit Reporting Act or complete all of the Consumer Lending Regulations courses (R103A-R103H). Receive national recognition by completing RegTraC Level 1 Modules 1-5 and earning your Compliance Achievement Award Certificate. Learn more about RegTraC.
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In this course you will learn:
The circumstances when credit unions can request consumer reports
The notices and disclosures that must be given when services are denied based on information in a consumer report
The prescreening rules
This course is a recommended course in the following learning plans:
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